Ripple Partners With RedotPay To Expand XRP-Powered Remittances in Africa

Ripple strengthened its presence in Africa’s payment corridor after RedotPay added XRP support to its expanding remittance network. The partnership introduced a new service that allows users to send digital assets and deliver Nigerian naira to local accounts within minutes. This development gives Nigeria, Africa’s largest market, another on-chain payment path at a time when demand for low-cost cross-border options continues to rise. Moreover, users face rising pressure from slow settlement systems, expensive fees, and limited access to modern payout channels. Hence, the new integration arrives as a timely response to the sector’s need for faster digital solutions. RedotPay Targets Faster NGN Transfers Through Stablecoins and XRP According to the press release , RedotPay expanded its stablecoin utility by integrating Ripple Payments into its multi-market payout stack. The company introduced the “Send Crypto, Receive NGN” feature for verified users with Nigerian bank accounts. The service supports USDC, USDT, BTC, ETH, SOL, TON, S, TRX, XRP, and BNB. Additionally, RLUSD will join the list later. Users now convert digital assets into naira within minutes, reducing friction across Nigeria’s high-demand remittance market. Michael Gao, RedotPay’s CEO and Co-Founder, said the company wants digital assets to function like local currency in practical payments. He noted that the expansion strengthens RedotPay’s cross-border utility and supports users seeking faster payouts. Besides, RedotPay aims to address rising global remittance challenges. Traditional transfers often charge average fees of 6.49% and take up to five business days. Consequently, users increasingly shift toward digital alternatives that offer transparent pricing and faster delivery. Addressing Regional and Global Remittance Barriers Chainalysis data shows strong growth across Asia Pacific for on-chain stablecoin transfers. However, Africa also records rising interest as users seek efficient payout channels. Nigeria anchors much of this demand due to its large youth population and strong digital adoption rates. Moreover, friction in traditional remittance pipelines drives users toward faster settlement layers. Nigeria’s regulatory environment continues to evolve. The Nigerian SEC updated marketing rules for crypto firms and highlighted concerns around harmful activities during past enforcement actions. However, regulators later clarified that compliant services can continue operations. This environment gives digital payment providers space to introduce responsible products. Multi-Market Expansion Strengthens Ripple’s Utility RedotPay already supports payouts in Brazil and Mexico. Hence, the Nigeria rollout expands its footprint across emerging markets. Young professionals, freelancers, and global workers form the core user base for these services. The company continues to build solutions that meet multi-currency demands. Conclusion Ripple’s partnership with RedotPay adds significant momentum to Africa’s growing crypto-enabled remittance economy. Additionally, the NGN payout option strengthens both firms’ strategies in building faster, cheaper, and more reliable global payment tools.