Crypto researcher SMQKE published a post on X highlighting internal JPMorgan material that explicitly references Ripple as a viable blockchain solution for solving global interoperability and data challenges in the financial system. According to the visuals shared, JPMorgan appears to acknowledge Ripple’s technological infrastructure as a means of enabling secure, low-cost, and fast cross-border transfers, underlining the company’s capability to interconnect disparate financial systems. One slide in the shared document, carrying the JPMorgan watermark, features Ripple as an example of blockchain-based processing. It states that Ripple utilizes a cloud-based ledger to facilitate international fund transfers while leveraging existing financial infrastructure. The diagram in the slide explains the step-by-step process of how Ripple’s network operates, including the role of a market maker that handles the currencies of both sender and receiver to complete the transaction efficiently. The flow demonstrates Ripple’s functionality in obtaining foreign exchange rates, processing payments, and enabling fast cross-border settlement between financial institutions. J.P. Morgan has identified Ripple as a blockchain-based payment network with the potential to disrupt traditional payment systems. The old guard was always paying attention. Documented. https://t.co/vMFtl2kl5e pic.twitter.com/VuhE7gd2zV — SMQKE (@SMQKEDQG) July 30, 2025 Ripple Among Customizable Global Payment Network Leaders The second slide from the presentation, also bearing the JPMorgan label, focuses on the emergence of cloud-based global payment networks. The segment titled “Disruptors” presents Ripple alongside other prominent cryptocurrency-based systems such as Bitcoin , Litecoin, and Dash. The inclusion of Ripple in this section supports the broader assessment that blockchain platforms are not just theoretical concepts but have matured into technologies with practical, scalable applications. This part of the presentation describes these networks as customized solutions addressing specific payment needs, particularly those centered on compliance and innovation. Ripple is shown as one of the blockchain networks that has already contributed to solving geographic interoperability issues. The slide emphasizes how such solutions are compliant and leverage today’s technological capabilities to deliver real-world utility, suggesting JPMorgan’s awareness of Ripple’s practical use in financial ecosystems. Francis Hadlocon Highlights Strategic Backing Behind Ripple In response to SMQKE’s post, X user Francis Hadlocon offered a perspective that reinforces the significance of Ripple’s placement in the JPMorgan material. According to Hadlocon, the institutions that handle multi-trillion-dollar movements are not investing in speculative digital assets but are instead aligning with blockchain platforms capable of moving vast sums of money efficiently. He added that Ripple is not a future entrant into the space; it is already part of the underlying architecture supporting institutional-grade finance. His remarks imply that JPMorgan’s recognition of Ripple, even if subtle, is a confirmation of its established presence in the infrastructure of modern payment systems. Documentation Reflects Legacy Institutions Monitoring Blockchain Advancements SMQKE concludes the tweet by stating that the “old guard was always paying attention,” implying that legacy financial institutions like JPMorgan have long been monitoring the evolution of blockchain technologies such as Ripple. The word “Documented” underlines that this is not a speculative assertion but a direct reference backed by corporate materials from one of the world’s largest banks. The use of Ripple in JPMorgan’s internal presentations serves as a tangible acknowledgment of the firm’s relevance in blockchain-driven financial innovation. Taken together, the information shared in SMQKE’s tweet and the slides attributed to JPMorgan provide further evidence of Ripple’s position in institutional financial strategy. The imagery and structure in the presentation identify Ripple as a blockchain-enabled payment rail recognized for its capability to address global interoperability, regulatory compliance, and transaction efficiency. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. The post JPMorgan Spots Ripple’s Potential to Disrupt Traditional Payment Systems appeared first on Times Tabloid .
